Business owners need business checks for a variety of financial transactions. One main reason is to make payments to suppliers and vendors. Business checks allow owners to make payments in a timely and professional manner, rather than using cash or personal checks. This can help to establish a good credit history and maintain positive relationships with suppliers and vendors.
Additionally, business checks are also used for paying employees and for tracking expenses. Business checks provide a record of all transactions and can be used for accounting and tax purposes. This can help business owners to keep their financial records organized and in order. Furthermore, Business checks can also be used as a form of payment for customers, which can be a more professional way than cash or personal checks.
So who is the best for business owners to benefit from business checks?
- Small businesses often need to write checks for expenses such as rent, utilities, and supplier payments. They may also need to write checks to employees for payroll. Having a supply of business checks on hand can make these financial transactions more efficient and professional.
- Freelancers and independent contractors often need to invoice clients for their services and may prefer to receive payment by check. Having personal checks may not be as professional, but having business checks can give an extra level of trust and professionalism.
- Non-profit organizations will also need business checks in 2023, as they often receive donations and need to write checks to pay bills and expenses. Having checks with the non-profit organization's name and logo can add an extra level of credibility and professionalism.
- E-commerce businesses may need to write checks for expenses such as shipping and inventory, and may also need to issue refund checks to customers. Having a supply of business checks can make these financial transactions more efficient and professional.
- Business owners in the service sector, such as landscaping, cleaning, and beauty services, will also need business checks in 2023 to pay for supplies, equipment, and other expenses. They may also need to issue checks to employees for payroll. Having a business check can give a more professional impression to their clients and suppliers.
In summary, business owners benefit from business checks because they provide a professional and organized way to handle financial transactions. Business checks can be used to make payments to suppliers, vendors, and employees, which can help to establish a good credit history and maintain positive relationships.
Furthermore, business checks help business owners to track expenses, and financial transactions and keep their financial records organized. This can be extremely beneficial when it comes to accounting and tax purposes.
Which Type of Business Check Is Best for Your Business?
Not every business check is built the same way or for the same purpose. The best choice depends on three things: how many checks you write per month, whether you use accounting software, and what you are paying for. Here is how the main check types map to the most common business needs.
Manual Business Checks: Best for Small Businesses and Field Payments
Manual AP checks from Checkomatic: the best business check for small businesses writing vendor and supplier payments by hand.
Manual business checks are handwritten checks that come in a binder with perforated stubs. Each stub stays in the binder as a physical payment record. They require no printer, no accounting software, and no setup time. You open the book and write the check.
Manual checks are the best choice for:
- Small businesses writing fewer than 20 checks per month
- Service businesses (landscaping, cleaning, beauty, trades) paying suppliers and occasional employees by hand
- Freelancers and independent contractors writing occasional business payments
- Field-based businesses that need to write checks at job sites, client locations, or away from a printer
- New businesses that want checks immediately while waiting for computer check stock to be manufactured
Checkomatic manual checks come in three formats: accounts payable 3-on-page for vendor and supplier payments, payroll 3-on-page for employee wage payments with earnings stubs, and multi-purpose for mixed AP and payroll use. For portable field use, the executive deskbook fits in a briefcase and the manual starter pack lets first-time orderers confirm the format before committing to a larger quantity.
Computer Checks: Best for QuickBooks Users and High-Volume AP
Check-on-top computer business checks: the best format for QuickBooks Desktop, QuickBooks Online, and accounting software users.
Computer checks (also called laser checks or printed checks) are pre-formatted sheets that your accounting software fills in and prints. The software auto-fills the payee name, amount, date, and check number, and records each transaction in the ledger at the same time. This eliminates manual ledger entries and reduces transcription errors significantly at higher check volumes.
Computer checks are the best choice for:
- Business owners using QuickBooks, Sage, Peachtree, MYOB, Quicken, or similar accounting software
- Businesses writing 20 or more checks per month
- E-commerce businesses managing high-volume supplier and inventory payments
- Any business that wants each payment automatically recorded in the accounting ledger at print time
The format must match your software's print template. The check-on-top voucher is the default for QuickBooks Desktop and QuickBooks Online. For the full software compatibility guide, see accounting software compatible business checks and for QuickBooks-specific formats, see QuickBooks checks.
QuickBooks Starter Pack: Best for First-Time Computer Check Orders
QuickBooks check starter pack from Checkomatic: the best starting point for business owners setting up check printing in QuickBooks for the first time.
If you are setting up QuickBooks check printing for the first time, the QuickBooks starter pack is the best way to confirm your printer alignment and format match before committing to a larger order. It includes a small quantity of checks so you can run a live test print, verify everything aligns correctly, and then place a full order with confidence.
Best Business Checks for Payroll Payments
Payroll checks are a specific type of business check designed for employee wage payments. They include an earnings stub attached to the check that documents the pay period, gross wages, deductions, and net pay. The stub satisfies most state pay stub requirements and gives the employee a record of their earnings without requiring separate payroll reporting software.
For small employers paying up to 10 employees weekly or bi-weekly without payroll software, manual payroll checks provide a complete payroll record from a single check order. For businesses using QuickBooks Payroll or Sage Payroll, computer payroll checks print directly from the payroll software with all fields populated automatically.
See business payroll checks guide and manual payroll checks for the full payroll check range.
What Security Features Do the Best Business Checks Have?
The best business checks for business owners are not only well-formatted and easy to use. They are also secure enough to protect the business from check fraud, check washing, and counterfeiting. Every Checkomatic business check includes six ABA-compliant security features at the base price on every order:
- Chemical-reactive paper: Stains visibly if washing solvents are applied, revealing alteration attempts before a bank processes the check.
- Microprint signature line: Tiny repeating text that blurs on any photocopy, flagging counterfeits at the bank teller window.
- Void pantograph: VOID appears clearly when the check is photocopied or scanned.
- Heat-sensitive ink: Disappears when pressed with a warm thumb , a standard bank teller authenticity test.
- Coin-reactive ink: Changes appearance when rubbed with metal.
- True watermark: Visible from both sides under light, absent from counterfeited check paper.
These features protect business owners against the two most common check fraud methods: check washing (where the ink is removed and the check is rewritten) and counterfeiting (where a copy of the check is used as a substitute). For the full guide, see are business checks safe: security features that actually matter and check fraud prevention guide.
Best Business Checks With Custom Logo for a Professional Image
For freelancers, independent contractors, nonprofits, and service businesses where the original article notes that professionalism matters, business checks with a custom logo are the best way to reinforce brand identity on every payment. A check that carries your business name and logo signals to suppliers, vendors, and clients that they are dealing with an established professional entity rather than an individual.
Checkomatic offers custom logo printing on both manual and computer check formats at no additional cost when you provide your logo file at the time of ordering. Both black-and-white and color logo options are available. See business checks with custom logo for options and ordering details.
How to Order the Best Business Checks for Your Business
Ordering business checks from Checkomatic takes three steps:
- Choose your check type , manual for handwritten payments, computer for software printing, or QuickBooks-specific if you use QuickBooks. Browse all formats at business checks.
- Enter your business details , your business name, address, ABA routing number, and account number exactly as they appear on your bank account. Upload your logo if you want it printed on the checks.
- Choose your quantity and place your order , standard orders ship from Monroe, NY in 3 to 5 business days. For complete ordering guidance, see how to order checks and how to order checks online. For answers to common questions, see business checks FAQs.
Visit Checkomatic.com to shop for Business Checks and follow us on Facebook, LinkedIn, and YouTube.
What Customers Say About Checkomatic
All reviews below are published on checkomatic.com and reproduced verbatim. Source: checkomatic.com/quickbooks-starter-pack-product, 4.5 stars from 166 verified reviews.
"Been with them for 15 years. Always reliable, always good quality, good service. What more can you ask for?"
ATV Inc. | ★★★★★ 5/5 | April 5, 2024 | Source: checkomatic.com/quickbooks-starter-pack-product
"First time ordering and I am super impressed with the quality of the checks. No issues with delivery. I will be ordering again!"
TClinton | ★★★★★ 5/5 | April 9, 2025 | Source: checkomatic.com/quickbooks-starter-pack-product
"We use CheckoMatic for all of our check needs! They have great prices and we receive our products in a timely manner!"
CG's Tax Service | ★★★★★ 5/5 | September 18, 2024 | Source: checkomatic.com/quickbooks-starter-pack-product
"I got 500 checks for less than half of what the bank wanted for 200!"
VVA Voucher Checks (Vietnam Veterans of America) | ★★★★★ 5/5 | July 6, 2024 | Source: checkomatic.com/quickbooks-starter-pack-product
"ASJ Wilson Construction has been a client of checkomatic for some years now and they've never disappointed this company. Thank you checkomatic for all that you do."
ASJ Wilson Construction | ★★★★★ 5/5 | June 6, 2024 | Source: checkomatic.com/quickbooks-starter-pack-product
"Affordable and efficient. My go-to business check printer."
Doe | ★★★★★ 5/5 | January 24, 2025 | Source: checkomatic.com/quickbooks-starter-pack-product
