Every outgoing payment your business makes arrives at someone's desk as a physical document. That document carries your business name, your logo, and your address. It sits in a vendor's inbox alongside checks from every other company they work with. The moment an accountant, a department head, or a business owner picks up that check, they form an impression of your company from what they see.
A professionally printed business check with a clear logo, correct business information, and quality paper stock sends the same signal as a well-designed business card: this is an organized, professional operation worth doing business with again. A plain, generic, or poorly printed check sends the opposite message. The cost difference between the two is smaller than most business owners expect, especially when ordering from a direct manufacturer where logo printing is included at no extra charge.
What Your Business Checks Say About You
If you own a small business or a large corporation, you have come to realize that your business checks need to be a lot different than your personal checks.
Your employees and your clients are going to have a different set of expectations than the grocery store down the street.
In fact, most people have gotten to the point in their personal banking lives where they may not even use checks anymore. However, business checks are a different matter altogether.
One factor to think about and keep in mind is the look and feel of your business checks. Just like the business card you hand your clients, your business checks represent your business. Think of your checks almost like an employee. You would never send an employee to the office of a client dressed in jeans and a t-shirt, so do not send a check to their office that looks like a cocktail napkin.
Your business checks should show the same care and attention that your own personal attire says when a client sees them.
Cost is, of course, a factor for some business checks.
If you are going to be using business checks for payroll and also for clients, you may wish to consider using two different sets of checks.
Payroll checks do not need to have the same frills and fancy look that a clients check would need, but there may be a need for a few extra security features to ensure they are never forged.
A clients check, on the other hand, should be a piece of art to look at and will most likely not need the same security features built in.
Your business checks also need to have your name, address and logo clearly printed on them. This may seem like an obvious point, but it does need to be said. If a client puts your business checks in with others and then hands them to either an accountant or another department, confusion can set in if no one knows where these funds came from.
This could cause a delay in business and confusion that makes a client shy away from you in the future. In the end, it is your business check that may stand out in the mind of a client or a vendor.
True class comes from having every aspect of your business speak the same elegant language. From your attire, your employees look, your business card, your correspondence, and finally your payment, everything should say you are a business worth continuing a relationship with.
Do not forget that your business checks may be the last thing that a client sees. Make sure that your client remembers your business as one with style and class.
Browse the full range of business checks at Checkomatic , manufactured in-house in Monroe, NY since 1997.
What Professional Business Checks Should Include
A professional business check communicates authority and attention to detail. Every field serves a practical purpose, and every missing field creates a problem downstream when the check passes through accounting departments, gets filed, or is questioned by a vendor.
- Business name: Printed clearly in the top-left area. This must exactly match the name on your bank account to avoid clearing delays.
- Business address: Your full mailing address. Vendors and accountants use this for records when the check is filed.
- Phone number or website: Optional but useful for vendor reference. One line of contact information adds professional completeness without cluttering the design.
- Company logo: Printed in the top-left alongside your business name. Black-and-white logo printing is included free on every Checkomatic order. Full-color logo printing is available as an upgrade.
- Bank name and address: Required for processing and identification.
- ABA routing number and account number: Pre-printed in the MICR line at the bottom of the check in certified magnetic toner, verified against the Federal Reserve E-Payments Routing Directory before printing.
- Starting check number: Printed top-right and in the MICR line. Matches your accounting software or manual check register sequence.
- Signature line: One or two, depending on whether your account requires dual authorization for payments over a set threshold.
For a complete guide to ordering business checks with the right fields and formats, see our business check buyer guide.
Payroll Checks vs Accounts Payable Checks vs Client Checks
As the original content above explains, using two different sets of checks for different purposes is worth considering. The reason goes beyond aesthetics. Payroll checks, accounts payable checks, and client-facing checks each have a different primary audience and a different risk profile.
Payroll Checks
Payroll checks go to employees. Because payroll amounts are predictable and employees have your banking information on file, payroll checks are a higher-value target for check fraud than vendor payments. The security features in the check stock matter more here. Chemically sensitive paper, microprinting, and a void pantograph are the minimum for payroll check stock. The voucher format (check on top with two stubs) is the standard for payroll because one stub goes to the employee with deduction detail and one stub stays in your records. For detailed payroll check guidance, see our business checks for payroll guide.
Accounts Payable Checks
AP checks go to vendors and suppliers. These benefit from the voucher format so that invoice numbers and payment details print on the stub automatically from your accounting software. The check itself carries your brand to your vendor's accounting department. A clean, professional AP check with your logo and correct business information reduces vendor confusion and speeds up payment reconciliation on their end.
Client-Facing Checks
When you write a check to a client (a refund, a settlement payment, or a commission), that check lands on the desk of someone who makes decisions about your business relationship. This is the check where brand design matters most. A well-printed check with a clear logo and professional layout reinforces confidence. An unsigned, generic, or poorly formatted check raises questions. Browse the full business checks range for all options.
Security Features That Protect Your Business Payments
The original content is correct that payroll checks benefit from extra security. Here is what those security features actually are and why each one matters for a business writing regular checks.
Chemically Sensitive Paper
The check paper reacts permanently to washing solvents used in check fraud. Any attempt to remove printed payee information leaves an irreversible stain. This is the most important protection for payroll checks specifically.
Microprinting
Text printed at under one point size along the signature line appears as a solid line to the naked eye. It degrades to an unreadable blur on any photocopy, identifying any copy as non-original.
Void Pantograph
A hidden background pattern causes VOID to appear prominently on any photocopy or scan. The original check shows nothing unusual under normal light.
UV Fluorescent Fibers
Fibers embedded in the paper glow under ultraviolet light used by bank authentication equipment. These cannot be replicated by any standard printing process.
Heat-Sensitive Ink
An icon disappears when pressed with a finger and returns when it cools. Genuine checks respond to heat. Photocopies do not.
Pre-Encoded MICR Line
The banking line at the bottom of every check is pre-encoded in certified magnetic iron oxide toner. Bank reader-sorter machines detect this magnetically. Every routing number is verified against the Federal Reserve E-Payments Routing Directory before printing begins.
All six security features are included at the base price on every Checkomatic business check order. No security upgrade required.
Free Logo Printing and Customization on Every Business Check Order
The original content makes an important point: your business checks should have your name, address, and logo clearly printed. At Checkomatic, black-and-white logo printing is included at no extra charge on every business check order, regardless of quantity. There is no minimum order required to get your logo on your checks.
Additional customization options include:
- Full-color logo printing (upgrade available)
- Over 20 background color and design options
- Second signature line for dual-authorization requirements
- Custom font selection
- Reference or memo line customization
The total cost of custom business checks from Checkomatic runs 50 to 70 percent below what banks charge for equivalent check stock. Banks route check orders through third-party printers and apply retail markup. Checkomatic manufactures all checks in-house in Monroe, NY since 1997 , no middleman, no markup, no batch delays. For new businesses setting up their first check order, our business check starter packs bundle checks, deposit slips, envelopes, and stamps in one order. For businesses switching from another supplier, see our switching check printers guide.
Accepted by the World's Leading Banks
Every business check from Checkomatic meets and exceeds ABA (American Bankers Association) specifications. MICR encoding is pre-verified against the Federal Reserve E-Payments Routing Directory, ensuring every check clears through any US bank's reader-sorter system without rejection. ABA compliance is not optional for business checks , it is the baseline requirement for a check that processes correctly at your vendor's or employee's bank.
What Customers Say About Checkomatic Business Checks
All reviews below are published on checkomatic.com and reproduced verbatim. Source: checkomatic.com/quickbooks-starter-pack-product, 4.5 stars from 166 verified reviews.
"ASJ Wilson Construction has been a client of checkomatic for some years now and they've never disappointed this company. Thank you checkomatic for all that you do."
ASJ Wilson Construction | ★★★★★ 5/5 | June 6, 2024 | Source: checkomatic.com/quickbooks-starter-pack-product
"Been with them for 15 years. Always reliable, always good quality, good service. What more can you ask for?"
ATV Inc. | ★★★★★ 5/5 | April 5, 2024 | Source: checkomatic.com/quickbooks-starter-pack-product
"We use CheckoMatic for all of our check needs! They have great prices and we receive our products in a timely manner!"
CG's Tax Service | ★★★★★ 5/5 | September 18, 2024 | Source: checkomatic.com/quickbooks-starter-pack-product
"I got 500 checks for less than half of what the bank wanted for 200!"
VVA Voucher Checks (Vietnam Veterans of America) | ★★★★★ 5/5 | July 6, 2024 | Source: checkomatic.com/quickbooks-starter-pack-product
"First time ordering and I am super impressed with the quality of the checks. No issues with delivery. I will be ordering again!"
TClinton | ★★★★★ 5/5 | April 9, 2025 | Source: checkomatic.com/quickbooks-starter-pack-product
"Affordable and efficient. My go-to business check printer."
Doe | ★★★★★ 5/5 | January 24, 2025 | Source: checkomatic.com/quickbooks-starter-pack-product
Why Choose Checkomatic for Professional Business Checks
In-House Manufacturing Since 1997
All business checks are manufactured at Checkomatic's own facility in Monroe, NY. No third-party vendors. Direct manufacturing is what keeps pricing 50 to 70 percent below bank retail and turnaround at 3 to 5 business days standard, with rush and overnight options available.
Free Logo on Every Order
Black-and-white logo printing is included at no charge on every business check order regardless of quantity. Your brand is on the check from the first box, not just after reaching a minimum order threshold.
Six Security Features at Base Price
Every business check order includes all six CPSA-certified security features without a security upgrade: chemically sensitive paper, microprinting, void pantograph, UV fluorescent fibers, heat-sensitive ink, and pre-encoded MICR.
Four Formats, Software Compatible
Check on top, check in middle, check on bottom, and 3-on-a-page , all available. Pre-calibrated for QuickBooks, Quicken, Sage, MYOB, Xero, and over 500 other platforms. Custom formatting for any software at no extra charge.
ABA Compliant, MICR Pre-Verified
Every routing number is verified against the Federal Reserve E-Payments Routing Directory before production begins. ABA compliance means every check clears at every US bank without rejection.
50 to 70 Percent Below Bank Pricing
Direct in-house manufacturing eliminates the bank's markup. Bulk discounts reduce per-check cost as quantity increases. For a full comparison, see our business check buyer guide. To learn about QuickBooks check benefits specifically, see the benefits of using QuickBooks checks.
